Privacy Policy

01Who we are and what this covers

Overwatch Financial is an independent retirement planning practice based in Chandler, Arizona. In this policy, "we," "us" and "our" mean Overwatch Financial. "You" means anyone who visits overwatchfin.com, fills out one of our forms or receives text messages from us.

This policy covers information collected through this website, our online forms, seminar sign-ups, the retirement guide and our text messages.

02Information we collect

Information you give us

When you fill out a form, sign up for a seminar, request our retirement guide, call, email or text us, we collect what you choose to share, such as:

• your name, email address, phone number and home address
• what you'd like help with, and anything you write in a message
• your choices about phone, email and text-message contact

Please don't send account numbers, Social Security numbers or other sensitive details through our website forms. We'll collect what we need securely if you decide to work with us.

Information collected automatically

When you visit the site, our website platform automatically collects some technical information, such as your IP address, browser and device type, the pages you view, the site that referred you, and the date and time of your visit. When you submit a form, we also keep a record of the date, time and IP address of your submission so we have a record of the consent you gave.

03How we use your information

• To respond to your questions and schedule the call or meeting you asked for
• To send you the retirement guide or seminar details you requested, by email or by mail
• To tell you about upcoming seminars and events in your area
• To send appointment reminders and updates about your request, including by text if you opted in
• To send our newsletter and event invitations by email. You can unsubscribe at any time.
• To let our directly affiliated companies tell you about their products and services, as described in section 4
• To understand how people use our website and make it better
• To measure our advertising and show our ads to people who have visited our site
• To keep records and meet our legal and regulatory obligations
• To protect the website and our visitors from fraud and misuse

04How we share your information

We do not sell your personal information. We don't rent or trade it to unaffiliated companies for their own marketing.

Our affiliated companies

Overwatch Financial works closely with directly affiliated companies. These are companies that share common ownership and/or staff with us, including Overwatch Management (OWM), our affiliated investment advisory firm, and Independent Life Group, our affiliated insurance agency.

Information you give us is shared with and available to our directly affiliated companies. By providing your information, you consent to our directly affiliated companies having access to it and contacting you by phone, email or mail about their products and services. You can ask us to stop this at any time (see section 7).

This does not include your text-messaging opt-in or consent, which is never shared with affiliates or anyone else for marketing (see section 5).

Others we share with

Outside our affiliated companies, we share information only as needed to help you, and only with:

• Service providers that work for us. These include companies that host our website and forms, manage our client records, send our emails and text messages, and handle our phone and email systems. They may use your information only to provide services to us.
• Advisors Excel. An unaffiliated company that supports our advisors and agents and works with the insurance carriers and investment custodians we use. Advisors Excel uses the information only to provide that support, not to market to you.
• Insurance carriers and investment custodians, at your direction. If you decide to apply for an insurance product or open an account, we share what's needed with the insurance company or custodian involved.
• Legal and regulatory requests. When required by law, court order or a regulator, or to protect our rights and the safety of others.
• Business changes. If our practice is merged, sold or transferred, your information may be transferred as part of that change, under the same protections.

05Text messages

If you check the text-message box on one of our forms, you agree to receive text messages from Overwatch Financial about appointments and your request. Checking that box is optional and is not a condition of any purchase. We will not send marketing or promotional text messages unless you have separately agreed to receive them. See our Terms of Service for the full text-messaging terms.

• Message frequency varies. Message and data rates may apply.
• Reply STOP at any time to stop receiving texts. We'll send one message confirming you've opted out.
• Reply HELP for help, or call us at (480) 566-0362.
• Wireless carriers are not responsible for delayed or undelivered messages.

06Cookies and tracking

Our website uses cookies and similar technologies to keep the site working, remember your form entries and understand how visitors use the site. We also use these tools from other companies:

• Google Analytics shows us how visitors find and use our site, such as which pages are viewed and for how long.
• Google Ads tag helps us measure our Google ads and show our ads to people who have visited our site.
• Meta Pixel (Facebook and Instagram) helps us measure our ads on those platforms and show our ads to people who have visited our site.

These companies may collect information about your visit, such as pages viewed, your IP address and device details, and may combine it with information they already have under their own privacy policies. We do not send what you type into our forms to these advertising partners.

How to opt out

• Block or delete cookies in your browser settings. Some parts of the site, such as forms, may not work properly if you do.
• Google Analytics: install the Google Analytics opt-out browser add-on.
• Google ads: change your settings at My Ad Center.
• Facebook and Instagram ads: change your Meta ad preferences.
• Many ad companies at once: visit optout.aboutads.info or optout.networkadvertising.org.

Do Not Track. Some browsers send a "Do Not Track" signal. There is no common standard for how websites should respond, so our site does not currently respond to these signals.

The site loads fonts from Google Fonts, which means Google receives your IP address when the page loads.

07Your choices

• Emails: use the unsubscribe link at the bottom of our newsletter or any event email, or contact us.
• Texts: reply STOP to any text message.
• Mail: tell us you'd rather not receive mailed materials, and we'll take you off our list.
• Affiliate marketing: tell us you don't want our affiliated companies to contact you about their products and services, and we'll stop sharing your information with them for that purpose.
• Phone calls: tell us you'd rather not be called, and we'll note it.
• Review, correct or delete: contact us to see the information we hold about you, correct it, or ask us to delete it. We'll respond within a reasonable time. We may need to keep some records when the law requires it.

Depending on where you live, you may have other privacy rights under your state's laws. Contact us and we'll help.

08Keeping and protecting your information

We keep your information for as long as we need it for the purposes above. Financial services rules require us to keep some records and communications for several years, even if you don't become a client.

We use reasonable administrative, technical and physical safeguards to protect your information. No website, email or text message is completely secure, so we can't promise absolute security.

09Children and other websites

Our website is meant for adults planning for retirement. It is not directed to children under 13, and we don't knowingly collect information from them. If you believe a child has sent us information, contact us and we'll delete it.

Our site links to other websites, such as the eMoney client portal and the SEC's Investment Adviser Public Disclosure site. Those sites have their own privacy policies, and we aren't responsible for how they handle your information.

10Changes to this policy

We may update this policy from time to time. When we do, we'll post the new version on this page and change the "Last updated" date at the top. If we make a significant change, we'll show a notice on our website.

11Contact us

Questions about this policy or your information? Reach us here:

• Email [email protected]
• Phone (480) 566-0362 (Arizona) · (208) 900-4081 (Idaho)
• Mail Overwatch Financial, 2301 S Stearman Dr, Chandler, AZ 85286